For many people who have had trouble in the past with their finances, it may be quite difficult to get any sort of credit, loans, or even a mortgage as creditors just can’t take the risk.  However, there are some creditors out there who are known for giving everyone a second chance to improve their credit rating.  Even for those who have poor credit histories, it can be easy to get a Car Loan without having to go through a substantial application process.  With just a few questions to answer and proof of income, some creditors are wiling to help you out when you need to purchase a new car.